If you're like many Americans, you may expect to enjoy a comfortable retirement, but you probably haven't taken the actions needed to turn those hopes into reality.The latest survey showed many Americans' retirement expectations are like a piece of Swiss cheese-full of holes. For example, many have accumulated only modest retirement savings, underestimating the share of their preretirement income they are likely to need in and no ...
Keep Your Banking Information Safeby Tomas CullinIt would seem that the computer is becoming a bigger and bigger part of our lives each and every day. There's good reason for that perception... it's true. One specific area that is becoming incredibly popular is online banking. Customers love it because it is very convenient and a great time saver. The banks love it because it automates a great many functions for them and cuts down on a ...
It is very important to notice that the current generation of young people is getting more and more involved into a lot of things which were either nonexistent or possible in the past. Besides the usual late night drive-in movie or mid-afternoon soccer practice, today's technologically savvy youths can write a letter, talk to a friend, listen to a playlist of more than a thousand songs, update a social networking personal page, and send a a ...
Now days it is nearly impossible today for the average family to thrive on a single income. However, the skyrocketing cost of child care makes it difficult for both parents to work. Fortunately, the internet has made making money online a suitable income option without the need for commuting or day care.Making money online means much more than entering contests and sweepstakes; it is not uncommon to see a professional create a home business in a ...
You deserve more money. Everyone does. We work too hard to only get paid what we currently get paid. It's not a scam. It's simply using the assets you have to leverage a greater investment!Here are a few ideas to help you increase your income. But if you're reading this while you're on a website that highlights secured loans, you're probably wondering what increasing your income has to do with a secured loan. There are a ...
Consumers already burdened by higher energy costs are being saddled with another drain on their finances : higher minimum credit card payments. The higher minimum credit card payments are the result of January 2003 guidelines issued by the Federal Reserve, the Federal Deposit Insurance Corp., the Office of the Comptroller of the Currency and the Office of Thrift Supervision. The Office of the Comptroller of the Currency, or OCC, regulates banks ...
When you and your family are considering a budget, you may be missing the values that are held within rebates and coupons. In general, because of the time it takes to actually clip these things out of your local newspaper or a magazine, people tend to over look these big money savers all too often. Coupons should be an important part of your family budget. The money you could save using coupons could easily add money to other areas of your like ...
How that is some people can retire at 50? Or not lose their shirt when there's a stock market "crash"?Why are some people able to earn high incomes or even have "multiple streams of income?How come some people retire to a life of luxury and world travel, while others barely have enough to feed and house themselves?Of course, one part of it the answer is that some people are more intelligent and industrious than others. No we ...
Most experts on the subject believe that the Social Security system will be bankrupt in about 15 years. However, some new studies have offered a ray of hope. They seem to indicate that the assumption that the boomer generation will retire at 65 or 67 and sit back to collect their social security checks is incorrect. They believe a sufficient percentage - some estimates are as high as 80% - will continue to work in some capacity or another, much ...
Nearly 40 percent of women aged 30 to 55 are worried about spending their retirement years at or near the poverty level because they cannot adequately save for retirement, according to a recent survey.The National Women's 2005 Retirement Survey found that women of color are most concerned about their ability to save for retirement. While 53 percent of women of color report that they expect to live at or near the poverty level in their just ...